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Small businesses without a Written Financial Plan will struggle.

According to the Bureau of Labor statistics, 20% of business owners failed in the first year, 50% failed in first 5 years.  Sadly, only 1/3 survives in first 10 years.  With the right planning, it increases its chance of successful rate.  Financial challenges are one of the reasons why a business can succeed or fail. Creating a Business Plan with Financial Plan is important to success for business owners.  The Financial Plan includes the projected Profit & Loss Statement for the next 3-5 years and a Cash Flow Statement.  A Balance Sheet with a Break-Even Analysis is being included as well.  The written Financial Plan will help you to make your financial goals clear. The Financial Plan will guide you if you are on track based on your projections of your income and expenses.  It will help you to identify problems and develop strategies to provide solutions. 

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