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No Disability Insurance will make your life very difficult.

What will happen if you become sick or injured and cannot work?  Where will your paycheck come from to pay for mortgage/ rent or household expenses?  According to Life Happens survey, 7 out of 10 working people will have financial difficulties to meet the end meet within a month.  1 out of 4 people would experience financial burden immediately.

The disability insurance is also called “Paycheck Insurance”.  It makes sure that if you are unable to work due to illness or injury, you will continue to receive an income until you can return back to work. You insure your house and your car, why wouldn’t you want to protect your paycheck when you cannot work.

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